When the Fairways Fill and the Flags Rise: Preparing Your Home for the Ryder Cup 2027
When the Fairways Fill and the Flags Rise: Preparing Your Home for the Ryder Cup 2027
- 10 March 2026
- Comments: 0
- Posted by: Castleacre
A Centenary Moment for Golf and for Ireland as Limerick prepares to receive an influx of visitors
In September 2027, the eyes of the golfing world will turn toward the lush parkland of Adare Manor for the historic Ryder Cup. There’s something special about the 2027 Ryder Cup because it marks 100 years since the competition began. A centenary tournament hosted on Irish soil carries weight and the world will be watching. For many, the Ryder Cup is about birdies, match play drama, and the electric rivalry between Europe and the United States. At Castleacre Insurance it is also about something closer to home, with the entire community in County Limerick transformed with an influx of visitors from around the world, many country houses within reach of the tournament will be considering whether it is worth offering accommodation, but there are serious insurance consideration. Corporate groups often prefer the space and privacy of a full home and families travelling from overseas for the event ideally want kitchens, gardens, and parking which means homes can command a premium price during the Ryder Cup week. While it can be an astute financial decision to let either part of your home or you whole house out it is crucial to remember that when you change how your home is being used, you also change the risk you are exposed to which in turn impacts your own insurance cover – we can guide you through the various risks and help you ensure you are fully protected by your insurer.
Thinking of letting your property out during the Ryder Cup? What are the risks and how can you protect yourself?
Most standard home insurance policies are designed for owner-occupied living. Once you introduce paying guests, even for just one week during the Ryder Cup, your property effectively becomes a short-term rental. That use falls outside the terms of a normal home insurance policy and can jeopardise your insurance cover. The reason insurers want you to be fully transparent about even a temporary change is because you are suddenly exposed to different risks. Imagine if someone trips on a step and injures themselves would you be liable? What happens if a guest damages something accidentally at your property would you be able to make a claim on your insurance?
Now is the time to take action to make sure you have the right insurance cover in place during the Ryder Cup
If you are considering letting your home during Ryder Cup week or have already arranged to do so, better to have a conversation about your insurance at this early stage not the week before guests arrive. In some cases, a short-term let extension can be added to your existing cover but dependent on your insurer a specialist let property policy may be more appropriate. If you declare the proposed temporary change in use to your insurer in the first instance they will let you know if they are prepared to cover a short term let with a simple policy extension.
A broker will give you detailed guidance on risks and insurance solutions specifically associated with short term lets.
At Castleacre we always encourage homeowners who are thinking about taking in paying or guests or letting out their whole house to think about:
- How many people will be staying?
- Is the whole house being let, or just a portion?
- Are there features like a pool, detached garage, or landscaped grounds which pose additional risk?
- Are you leaving high value contents in situ?
- Will your guests require safes or additional security for their valuables?
- Are you advertising on a platform such as Airbnb or holiday homes?
These details matter. And the earlier we know them, the better we can help structure protection around them.
As the countdown continues and excitement builds across Limerick and beyond, the demand for premium accommodation will increase and while for many homeowners it represents an exciting opportunity nobody wants to end up in a situation where they are battling with insurers over an expensive claim.
At Castleacre Insurance Europe, we see ourselves as partners in that planning process. We take the time to understand your property, your intentions, and the associated level of risk. Then we approach insurers on your behalf to ensure the cover reflects reality, to secure your property from the unexpected.
Because when the flags are flying and the crowds gather at Adare Manor, you should be able to enjoy the moment knowing your home is protected.
